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Smart Investing for Real-Life

We build long-term strategies.

Our approach is designed to grow with you through every stage of life and every turn in the market.

Our Investment Philosophy

Long-Term, Evidence-Based, and Client-First

We’ve built our approach on proven strategies that balance growth, risk, and tax efficiency. You get steady returns, reduced stress, and financial plans tailored to your life.

Long-Term Focus

Our approach embraces buy-and-hold investing, avoiding knee-jerk reactions to market noise. Smart investing is patient investing.

Broad Diversification

A well-balanced portfolio spreads risk and increases opportunity. We invest in diversified, low-cost mutual funds, ETFs, and SMAs to ensure steady growth across various asset classes.

Active & Passive Management

We use both active and passive investing for maximum impact. Active management helps capture timely market opportunities, while passive strategies keep your portfolio steady and cost-effective.

Tax-Efficient Investing

Taxes matter – sometimes more than returns themselves. We incorporate tax-smart strategies like asset location optimization and tax-loss harvesting to ensure your portfolio grows efficiently. Simply put, you keep more of your money.

Risk & Return, Balanced Smartly

Every investment involves risk. Our job is balancing that risk with smart opportunities using Modern Portfolio Theory (MPT) to ensure your portfolio is aligned with your goals, comfort level, and long-term objectives.

How We Apply This Philosophy to Your Portfolio

Strategic Asset Allocation

We match your investment mix to your goals, timeline, and financial needs, ensuring your portfolio evolves alongside your life (not the latest headlines).

Smart Diversification

We don’t believe in putting all your eggs in one basket. By spreading investments across different asset classes, industries, and geographies, we reduce unnecessary risk while maximizing long-term growth potential.

Rebalancing & Monitoring

A great investment strategy evolves with your needs. We rebalance your portfolio at least once a year to keep it aligned with your goals and risk tolerance. Our team also monitors performance quarterly, identifying trends and fine-tuning without making snap reactions to short-term market noise.

Tax-Aware Decision Making

We structure investments with tax implications in mind, using strategies like tax-loss harvesting and asset location to minimize liabilities and enhance long-term returns. Every decision is made with the goal of keeping more of your wealth working for you.
The HAWA Difference

More Than Just Investment Management

Investing is about confidence, clarity, and knowing your money is working for you. Smart investing should make your life easier, more stable, and more intentional.

Your Life Comes First

Before we invest a dollar, we take the time to understand what financial security looks like for you, so your investments always serve your bigger picture.

Real, Personalized Advice

We take the time to listen, strategize, and personalize your investment plan because no software can replace a human understanding of your goals.

Proactive Strategies

Markets fluctuate. Headlines stir fear. We’re here to cut through the noise and keep your strategy on track. That way, you don’t make impulsive decisions that hurt your long-term success.

Investing with Confidence

Powered by Charles Schwab

We’ve partnered with Charles Schwab to bring you an even smoother, simpler, and safer investing experience. Here’s what that means for you:

Cutting-Edge Technology

Easily access your investments anytime through Schwab’s intuitive online platform and mobile app. Check your portfolio, track performance, and get real-time market updates – all without needing a degree in finance (or tech support).

Secure Custody of Assets

Your assets are protected by Charles Schwab, one of the industry’s largest and most trusted custodians. That means institutional-grade security so you can relax knowing your money is always in safe hands.

Comprehensive Research and Insights

Gain access to Schwab’s in-depth market research, expert financial analysis, and data-driven insights. We use these resources to guide smart investment decisions tailored to your goals.

Personalized Support

Enjoy the best of both worlds – personalized service from our team and dedicated support from Schwab. Whether you need help with account management or administrative questions, you’ll always have a responsive team ready to assist.

Streamlined Transactions

Buy, sell, and manage your investments seamlessly with Schwab’s straightforward trading tools. Smooth, fast, and user-friendly, just like investing should be.

Competitive Pricing

Schwab’s low-cost trading fees and commission structures help keep your investments efficient and cost-effective, which ensures more of your money stays invested and working toward your goals.

Why Our Clients Choose Us

Clients come to us for guidance but stay for the trust, care, and clarity we bring to every conversation. Today, we’re proud to support over 100 families nationwide, with more than $145 million in assets under our care.

Read Our Client Stories

Discover if We’re the Right Investment Partner for You

Choosing a financial advisor is a lot like dating—you want someone who listens, understands your goals, and shows up when it matters.
Book your free consultation. No pressure, just a real conversation—and value you can take with you, no matter what. You’ll be glad you did.

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