by Manny Apolonio | Jan 22, 2026 | Retirement Planning
What to Do in the Five Years Before You Retire in the Bay Area Start building a clear retirement income plan, estimating your expenses in the Bay Area and reviewing your investments and savings to see if you’re on track. Most people benefit from starting Social...
by Manny Apolonio | Dec 16, 2025 | Financial Planning
Preparing your finances before divorce helps you stay organized, protect key assets, and reduce the stress of unwanted surprises. Financial planning during divorce gives structure in the middle of chaos, guiding how to divide assets, manage taxes, and keep life...
by Manny Apolonio | Nov 15, 2025 | Financial Planning, Tax Strategies
U.S. citizens remain taxed on worldwide income, which means your financial life abroad still needs to account for IRS rules and reporting. The visa or residency path you choose, along with how you handle state ties, can have long-lasting effects on both your legal and...
by Manny Apolonio | Oct 15, 2025 | Financial Planning, Investing & Market Insights
Assess your exposure. Know how much of your wealth is tied to one company and what it means for your retirement and lifestyle goals. Choose the right strategy. From gradual selling to charitable giving, exchange funds, or gifting, there are multiple ways to reduce...
by Manny Apolonio | Sep 2, 2025 | Charitable Giving, Financial Planning
Everything You Need to Know About Family Foundations A family foundation is a private charitable organization funded and overseen by your family, giving you long-term control over how and where your charitable dollars are used. Families set one up to create structure...
