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Financial Planning Doesn’t Have to Feel Overwhelming

Get the financial advice you need to navigate life’s changes, prepare for retirement, or make sure your money is working for you.
Pick a time that works, and let’s start building a financial plan that gives you confidence in your future.

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Our Process

What Happens After You Reach Out

  1. Schedule a Call – Choose a time that works for you.
  2. Tell Us About Your Goals – We’ll have a relaxed, no-pressure conversation about your financial situation.
  3. Get Personalized Advice – We’ll outline how we can help and what steps you can take next.
  4. Decide If We’re a Good Fit – Whether you choose to work with us or not, you’ll walk away with valuable insights to improve your financial future.

What to Expect from Your Consultation

Clear language – We avoid complex financial jargon and instead use common sense language and concepts.

A friendly dialogue – We’re here to listen and answer your questions and to further explore the practical benefits of planning in your situation.

A personalized approach – Every client’s financial situation is unique, so we take the time to understand your needs before offering recommendations.

How We Help You Plan for a Secure Future

Learn about our fees and services.

All-Inclusive Wealth Management

For those who want expert management of their investments, taxes, retirement, and estate planning. We handle everything so you can focus on enjoying life.

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Financial Freedom Coaching

Ideal for individuals who want expert financial guidance while managing their own investments. Get a clear strategy, personalized coaching, and a roadmap for success.

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Frequently Asked Questions

What happens after I schedule a consultation?

We’ll reach out to confirm your appointment and ask a few questions to make the most of our time together. During the call, we’ll discuss your financial goals and answer any initial questions.

Do I need to bring anything to the first meeting?
No preparation is required, but if you have financial documents (like retirement account statements or a budget overview), they can help guide the conversation.
Do you work with clients outside of San Francisco?
Yes! While we’re based in San Francisco, we work with clients nationwide through virtual consultations.
How much does a consultation cost?
It’s completely free! We believe in providing value upfront. If we’re the right fit, we’ll discuss the next steps together.
How do I know if Hanke & Apolonio Wealth Advisors is right for me?
We specialize in financial planning for professionals, retirees, and families who want clear, expert guidance without the Wall Street complexity. If you’re looking for a partner who prioritizes planning over selling investment products, we are a great fit.
What if I’m not sure what kind of financial help I need?
That’s exactly why we’re here. Whether you have a specific concern or just want to get a clearer picture of your financial future, we’ll guide you through the options and help you figure out what makes the most sense for you.
How are you different from big Wall Street firms?
We prioritize financial planning over investments. While big firms might focus on selling products, we focus on your life and your goals. Our goal is for you to make informed decisions with clarity and confidence.
What types of clients do you typically work with?
We specialize in helping professionals, retirees, and families who want clear, personalized financial guidance. Whether you’re preparing for retirement, managing a financial transition, or looking for a long-term strategy, we’re here to help.
What happens if I decide not to move forward?
There’s no obligation to work with us after your consultation. Our goal is to provide helpful insights and guidance, whether or not you choose to become a client. If you decide not to move forward, you’ll still walk away with a clearer understanding of your financial options.
How often will we meet if I become a client?
That depends on your needs. Some clients prefer regular check-ins, while others only reach out when big financial decisions arise. We’ll create a communication plan that works for you so that you always have guidance when you need it.

Let’s Start the Conversation About Your Financial Future

Money’s part of life—let’s make it work for yours.
We’ll help you get clear on your goals, build a smart plan, and feel confident about your next move.

Book a Free Consultation