Financial Freedom Planning & Coaching for a Better Future

If you’re navigating a big life change, feeling stuck with money decisions, or just want to feel more in control—financial freedom coaching is for you.
We’ll help you get clear on your goals, build a plan that fits your life, and feel good about what’s next.

Schedule a Free Consultation

Financial Planning & Coaching Overview

Smart financial decisions don’t happen by accident – they happen with a plan. Our coaching gives you expert guidance, a clear roadmap, and the flexibility to manage your own investments with confidence. What’s included:

6 Coaching sessions: One-on-one time with an expert to refine your strategy, answer your questions, and keep you on track.
Tailored financial plan: Get a customized, actionable plan that aligns with your goals.
Limited plan updates
Make adjustments to keep your strategy on track as your needs evolve.
Self-managed investing
Stay in control of your portfolio with professional guidance along the way.
Flat fee structure
Pay a single fee with no hidden costs or commissions.

Who Can Benefit From Our Financial Coaching?

Financial coaching is for anyone who wants more clarity, confidence, and control over their financial future.
You’ll benefit from financial coaching if you:

Want expert financial guidance but prefer to manage your own investments.

Get a clear roadmap, strategies, and support while staying in control of your portfolio.

Are still building your wealth and want to make smart financial decisions.

Perfect for professionals and families in their peak earning years who want to set a strong foundation for long-term success.

Feel overwhelmed by major financial decisions.

Whether you’re navigating a career change, buying a home, or planning for retirement, we help you break down complex decisions into clear, manageable steps.

Want to improve your relationship with money.

We go beyond traditional financial planning to help you build smart financial habits, overcome mental roadblocks, and create a healthier, more confident approach to money.

Are looking for a short-term engagement with lasting impact.

You don’t have to commit to a long-term financial advisor because our coaching provides actionable strategies in a structured, time-efficient way.

Want to empower your beneficiaries with financial knowledge.

Already a client? Your beneficiaries can receive expert financial coaching to develop strong financial habits, investment knowledge, and confidence in managing wealth.

Extending Financial Freedom Coaching to Your Beneficiaries

We believe wealth is more than numbers – it’s about the legacy and values you leave behind. That’s why we offer Financial Freedom Coaching to the beneficiaries of our Comprehensive Wealth Management clients, helping them develop the financial knowledge and confidence to carry that legacy forward.

Even if they don’t yet meet our $1M minimum investment requirement, they can still benefit from expert coaching on key topics like investing fundamentals, budgeting, estate planning, and financial wellness.

What’s Included in the Financial Freedom Coaching Program

Get a clear plan, expert coaching, and a strategy tailored to your goals.

Financial Planning

Retirement Planning: Create a clear strategy to retire on your terms, with confidence and financial security.
Estate Planning: Work with estate attorneys to ensure your wealth is transferred efficiently and according to your wishes (yes, even the vacation home).
Insurance Review: Protect what matters most. We assess your coverage to make sure your assets, loved ones, and future are safeguarded.
Tax Planning: Minimize tax burdens with smart, proactive strategies designed to keep more money in your pockets.
Cash Flow & Budgeting: Know exactly where your money is going and create a sustainable plan that supports your goals.
Education Funding: Set your kids (or grandkids) up for success with a tax-efficient plan for college and beyond.
Stock Compensation Planning: Make the most of your incentive stock options and equity compensation with expert guidance.
Real Estate Strategy: Make informed decisions on home equity, investment properties, and mortgage payoff strategies.
Professional Network Access: Gain connections to vetted CPAs, attorneys, and specialists for a fully integrated financial plan.

Financial Coaching

Money Mindset & Beliefs: Identify and reshape the habits and attitudes that influence your financial decisions (hint: it’s not just about budgeting).
Building Better Habits: Replace unproductive spending and saving habits with smarter, goal-aligned behaviors.
Emotional Confidence Around Money: Move past fear, guilt, or anxiety and take control of your financial future.
Goal Setting & Action Plans: Big financial goals feel overwhelming until you break them down. We create clear, realistic action steps to keep you moving forward.
Breaking Financial Barriers: Overcome challenges like debt, inconsistent saving, or income struggles with expert strategies.
Accountability & Ongoing Support: You don’t have to do it alone. We provide expert guidance, motivation, and the occasional reality check to keep you on track.

Why Choose HAWA?

At HAWA, we make wealth management simple, transparent, and built around you.

Personalized Investment Strategy

Your financial goals come first. Once we understand what you’re working toward, we build an investment plan to match.

Holistic Approach

Every strategy fits your unique needs, priorities, and where you want to go next.

Unbiased Expert Guidance

We’re fiduciaries, which means we act in your best interest without hidden agendas.

Decades of Experience, Modern Perspective

With 60+ years of combined experience in financial planning, we blend deep expertise with up-to-date reporting technology.

Ongoing Partnership & Support

We provide continuous coaching, strategic updates, and proactive planning.

A Team That Truly Gets You

Led by Milo and Manny, we bring a mix of wisdom, humor, and real-world experience because money is serious.

Discover How Our Clients Gained Confidence & Control Over Their Finances

Money decisions can feel overwhelming, but they don’t have to. Our clients have used our financial coaching to tackle big financial goals, navigate life’s curveballs, and build a future they feel good about. See how they did it.

Read Our Client Stories

How Much Does Financial Coaching & Planning Cost?

We believe in transparent, upfront pricing without hidden fees or surprises.

What’s included

6 financial planning & coaching sessions

A customized, comprehensive financial plan tailored to your goals

Ongoing support with the option to purchase additional sessions as needed

Access to our network of allied professionals for specialized financial needs

Want Full-Service Treatment?

Upgrade to Comprehensive Wealth Management for hands-off, expert management of your investments, taxes, retirement, and estate planning.

Explore Comprehensive Wealth Management

FAQs

Everything you need to know about financial freedom coaching before getting started.

How do I know if financial coaching is right for me?

If you want expert financial guidance but prefer to manage your own investments, financial coaching is a great fit. It’s designed for professionals, families, and retirees who want to make informed financial decisions without committing to a full-time financial advisor.

What’s the difference between financial coaching and wealth management?

Financial coaching gives you the tools, knowledge, and strategies to manage your finances with confidence. Wealth management is a hands-on service where we actively manage your investments for you. If you want guidance but still prefer to stay in control, coaching is the better option.

Do I need a minimum amount of assets to work with you?

No. Unlike traditional wealth management, our financial coaching program is designed for professionals and families in the accumulation phase who are building wealth. You don’t need a certain amount of assets to benefit from our expertise.

What if I need more sessions after my initial package?

You can always purchase additional sessions as needed. We offer a flexible structure so you can get the support you need, when you need it without unnecessary long-term commitments.

Will you handle my investments for me?

No. This program is designed for self-managed investors. We provide expert guidance, strategy, and financial planning, but you’ll be responsible for implementing our recommendations.

Do you cover tax and estate planning?

Yes. We provide strategic tax planning advice and work closely with estate planning attorneys to help ensure your wealth is protected and transferred according to your wishes.

How is financial coaching different from working with a financial advisor?

With coaching, you stay in control while we help you develop a strategy, improve your financial habits, and gain confidence in your decision-making. A financial advisor, on the other hand, may actively manage your investments and handle financial decisions on your behalf.

Can I upgrade to full wealth management later?

Absolutely. If you decide you want hands-on investment management, you can transition to our All-Inclusive Wealth Management services at any time.

What if I already have a financial advisor?

That’s great! Many of our clients work with us for financial coaching while still maintaining a relationship with a financial advisor. We provide objective, strategy-focused guidance without managing your investments directly, so you get an additional layer of expert insight.

How do I get started?

Schedule a 20-minute consultation to see if financial coaching is right for you. We’ll walk through your goals, answer any questions, and outline how we can help.

Let’s Talk Money Without the Jargon & Judgment

Whether you’re looking to grow your wealth, plan for retirement, or just stop feeling like your finances are running the show – let’s chat. We’ll break things down, cut through the confusion, and create a plan that actually works for you.

Schedule a free 20-minute consultation to see how we can help turn your financial goals into a clear, actionable plan.

Start Planning